Terms & Conditions

Privacy Policy

Effective Date: 5th April 2025
Last Updated: 5th April 2025

Welcome to The Laker Partnership (“we”, “our”, or “us”). Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and protect your personal data when you visit our website, interact with us, or use our services.

1. Who We Are

The Laker Partnership is a financial asset management company registered in the United Kingdom. We provide financial advice and asset management services tailored to meet the needs of individual and institutional investors.

2. What Personal Data We Collect

We may collect various types of personal data, including but not limited to:

Identity Data: This includes personal identifiers such as your name, date of birth, and title.
Contact Data: We may collect details such as your postal address, phone number, and email address when you contact us or sign up for our services.
Financial Data: This includes bank account details, investment preferences, and other financial information necessary for the management of your assets.
Technical Data: Information related to your use of our website, such as IP addresses, browser types, operating systems, and other technical identifiers that assist in your interaction with our site.
Usage Data: Data related to how you interact with our website, including pages viewed, time spent on the site, and actions taken within the website.
Marketing and Communications Data: We collect preferences for receiving communication and marketing materials from us.

3. How We Collect Your Data

We collect personal data through:

Direct Interactions: When you fill out forms, engage in correspondence with us, or subscribe to our services, we may collect your personal data.
Automated Technologies: Our website uses cookies and similar technologies to track and analyze your interactions with the site. This helps us improve our website’s performance and user experience.
Third Parties: We may obtain data from third-party service providers for compliance and due diligence purposes, such as verifying your identity or performing anti-money laundering checks.

4. How We Use Your Data

We use your personal data for several key purposes:

Providing our services: To deliver the financial management services you request from us.
Compliance: To comply with applicable laws and regulatory requirements, including financial services regulations, anti-money laundering laws, and other legal obligations.
Identity and Verification Checks: To carry out Know-Your-Customer (KYC) and anti-money laundering (AML) checks as part of the onboarding process.
Website Improvement: To enhance and optimize the user experience on our website, including personalization and service enhancement.
Marketing Communications: With your consent, we may use your data to send you marketing communications about our services, which you can opt out of at any time.

5. Legal Basis for Processing

We process your personal data based on the following legal grounds:

Contractual Necessity: To fulfill our contractual obligations to you and provide the services you have requested.
Legal Obligation: We may process your data to comply with legal obligations that we are subject to, such as financial regulation or reporting requirements.
Legitimate Interests: We may process your data based on our legitimate interests, provided these interests do not override your rights and freedoms.
Consent: Where applicable, we will ask for your consent to process certain data (e.g., for marketing communications), which you can withdraw at any time.

6. Sharing Your Data

We may share your personal data with:

Professional Advisers: We may share your data with auditors, legal advisers, and other professionals who assist us in our operations.
Service Providers: Third-party companies who provide services on our behalf, such as hosting or technical support.
Regulatory Authorities: In order to comply with legal and regulatory requirements, we may disclose your data to financial authorities and regulatory bodies.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your data may be transferred as part of the transaction.

7. International Transfers

Your personal data may be transferred outside the UK, but we ensure that these transfers are safeguarded by the use of appropriate mechanisms, such as Standard Contractual Clauses (SCCs), to protect your data.

8. Data Security

We implement technical and organizational measures to ensure the security of your personal data. These measures are designed to prevent data breaches, unauthorized access, and loss or destruction of your information.

9. Data Retention

We will retain your personal data only for as long as necessary to fulfill the purposes for which it was collected, including for legal, regulatory, or business purposes.

10. Your Legal Rights

Under the UK General Data Protection Regulation (UK GDPR), you have the following rights:

Access: You may request a copy of the personal data we hold about you.
Correction: You may request the correction of any inaccurate or incomplete data we hold.
Erasure: In certain circumstances, you may request the deletion of your personal data.
Restriction: You may request the restriction of processing under certain conditions.
Objection: You have the right to object to certain types of processing, such as direct marketing.
Portability: You may request your personal data in a structured, commonly used, and machine-readable format.
Withdraw Consent: You can withdraw consent where we rely on it for processing.

11. Cookies

For more information on how we use cookies, please refer to our [Cookie Policy]. You can manage and control cookies through your browser settings at any time.

12. Complaints

If you believe that we have not processed your data in accordance with the applicable laws, you have the right to lodge a complaint with the Information Commissioner’s Office (ICO) at www.ico.org.uk. However, we encourage you to contact us first to address any concerns.

Website Terms & Conditions

Effective Date: 5th April 2025

These Terms & Conditions ("Terms") govern your use of The Laker Partnership’s website (the “Website”). By accessing or using this Website, you agree to comply with these Terms.

1. About Us

The Website is operated by The Laker Partnership, a UK-based financial asset management firm that provides tailored financial services to individuals and institutions.

2. Use of the Website

You agree to use this Website only for lawful purposes and in a manner that does not infringe upon the rights of others. Specifically, you agree not to:

Misuse the Website by introducing viruses, malware, or other harmful content.
Attempt to gain unauthorized access to the Website’s systems, networks, or databases.
Use automated systems (e.g., bots, web scrapers) to extract data from the Website.

3. Intellectual Property

All content available on the Website, including text, images, logos, and graphics, is either owned or licensed by The Laker Partnership. You may not copy, reproduce, distribute, or otherwise use any of this content without our express written permission.

4. No Financial Advice

The content provided on this Website is for informational purposes only and should not be considered as financial advice. We do not recommend specific investments, products, or strategies, and you should seek independent professional advice before making any financial decisions.

5. Limitation of Liability

The Laker Partnership does not guarantee the accuracy, completeness, or reliability of the information on this Website. We do not accept liability for any loss or damage arising from your use of this Website, to the extent permitted by law.

6. Third-Party Links

The Website may contain links to third-party websites that are not under our control. We are not responsible for the content or accuracy of these external sites and do not endorse their content.

7. Changes to These Terms

We may update these Terms & Conditions at any time. Any changes will be posted on this page, and the updated date will be indicated at the top. Continued use of the Website after such changes constitutes your acceptance of the new Terms.

8. Governing Law

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising out of or in connection with these Terms will be subject to the exclusive jurisdiction of the courts of England and Wales.